Take Home a Maruti Swift Automatic for Just ₹1 Lakh Full EMI Calculation and Offer Details
If you have been dreaming of owning a car but worry about high prices, Maruti Suzuki has brought an exciting offer for you. Now, you can drive home a Maruti Swift Automatic for just ₹1 lakh down payment! This offer comes with easy EMI options, making it affordable for everyone. Let’s explore the details, EMI calculations, and special offers in simple words.
Overview of Maruti Swift Automatic
The Maruti Swift is one of India’s most popular hatchbacks. Known for its stylish design, smooth ride, and fuel efficiency, it is a favorite among city drivers. The automatic version adds comfort, especially for those who drive in busy city traffic daily.
Key Features of Maruti Swift Automatic:
- Engine: 1.2L Petrol with Automatic Transmission
- Mileage: 23 km/l (approx)
- Safety: Dual airbags, ABS with EBD, and rear parking sensors
- Comfort: Touchscreen infotainment, automatic climate control, and steering-mounted controls
- Design: Sporty exterior with LED DRLs and alloy wheels
With these features, the Swift Automatic is a complete package for modern city life.
Special ₹1 Lakh Offer
Maruti Suzuki is currently running a limited-time offer for customers who want to own the Swift Automatic. By paying a down payment of ₹1 lakh, you can take the car home immediately. The remaining amount can be paid through easy monthly EMIs, depending on your loan tenure.
EMI Calculation
To make it simple, let’s assume the on-road price of Maruti Swift Automatic is ₹7 lakh. Here’s how EMI works:
- Down Payment: ₹1,00,000
- Loan Amount: ₹6,00,000
- Interest Rate: 9% per annum (approx)
- Tenure: 5 years (60 months)
Using this example, your EMI will be around ₹12,500 per month. If you choose a longer tenure like 6 years (72 months), the EMI will reduce to ₹10,800 per month, but total interest paid will be higher.
This flexible EMI system allows you to choose a plan that fits your budget. You can even prepay some EMIs if you get extra funds later, which reduces interest.
Additional Offers
Apart from the low down payment, Maruti Suzuki is offering other benefits:
- Exchange Bonus: If you have an old car, you can get an exchange discount up to ₹50,000.
- Corporate Discounts: Employees of partner companies can get extra discounts.
- Insurance Offers: Maruti Suzuki provides discounted insurance packages for new car buyers.
- Festive Offers: During festivals, additional cashbacks and zero processing fee loans are available.
These offers make buying a Maruti Swift Automatic even more attractive.
Why Choose Maruti Swift Automatic
- Fuel Efficiency: With 23 km/l mileage, it saves on daily fuel costs.
- Comfortable Driving: Automatic transmission reduces stress in city traffic.
- Resale Value: Maruti cars have high resale value in India.
- Easy Maintenance: Service centers are available in almost every city.
How to Avail the Offer
- Visit the nearest Maruti Suzuki dealership.
- Select the Swift Automatic variant you want.
- Pay the ₹1 lakh down payment.
- Choose your loan tenure and EMI plan.
- Drive home your brand new Swift Automatic!
Maruti Suzuki also allows online booking through their official website, making it convenient for busy buyers.
Final Thoughts
Owning a Maruti Swift Automatic is now easier than ever. With just ₹1 lakh down payment, flexible EMIs, and additional offers like exchange bonus and insurance discounts, this is a great time to buy a new car. Whether you are a first-time buyer or looking to upgrade from your old car, the Swift Automatic is a smart choice for city driving, comfort, and long-term savings.
Don’t miss this opportunity to drive home your dream car! Check with your nearest Maruti Suzuki dealer today and make the most of these exciting offers.






